Journal Entry 9 On average, how much money do you spend per week? What are your top three expenses? Journal Entry 10 Describe in your own words what it means to have a budget. Journal Entry 11 What do you think is most challenging when it comes to keeping a monthly budget?
Section 2: The Basics of Banking
Journal Entry 12 Explain why Dave describes overdrafts as a sign of "crisis living."
Section 3: The Importance of Having a Zero-Based Budget
Journal Entry 13 Why do you think it is so common in America to spend more than you make? Journal Entry 14 Explain in your own words what a zero-based budget is. why is it important to write a zero-based budget every month?